Frost provides a full range of commercial and consumer banking products, investment and brokerage services, insurance products and investment banking services. Founded in 1868, Frost is the largest Texas-based banking organization that operates only in Texas. While much has transpired over the years, the very principles and values Frost was founded upon have not changed one bit. PUBLIC FINANCE – We speak 501(c)3s. And we can translate. We like helping people. It’s the reason we opened our doors in 1868, and the motivation for our work today. We know you’re dedicated to helping people too, so our Public Finance specialists have a vested interest in providing you the best possible support with tailored, flexible solutions that work on your terms. We take great pride in the work we do with organizations like yours because at the end of the day, some dividends are far greater than money.